Capitec Loan Application and The Qualifying Criteria

Loans have helped many people in need of financial help to fulfil a certain task, if you need a loan from a reputable credit provider then a Capitec Loan can be the right credit for you.

Obtaining a loan from Capitec is very simple and quick, you can apply for a loan amount of up to R500 000 and the amount you will qualify for will be determined by your affordability, salary and credit score, you will have 12 months to 84 months to pay back the loan.

Capitec Loan Eligibility Requirements

Before embarking on the process of applying for the loan you must meet the following requirements:

  • Must be South African
  • 18 years or older
  • Employed or self-employed
  • Earning a salary of R3000 or more
  • You also have a good credit score

Documents Required When Applying

You will need to have the following documents when applying for the loan:

  • Valid SA Identity documents
  • Recent Payslips
  • Recent 3 months bank statement

READ: FNB Personal Loans – Quick and Easy Online Application with Competitive Rates

How to Apply for a Capitec Loan

To apply for a loan at Capitec you can use the following platforms:

  • You can apply on the Capitec website
  • Apply using the Capitec Banking App
  • You can visit the nearest branch and apply in person
  • Apply telephonically by giving them a call on:  0860 66 77 89

When you have concluded applying for the loan, Capitec will take only a couple of minutes to confirm the outcome of your loan application and if your application is approved your money will be immediately sent to your bank account,

Benefits of a Loan at Capitec

  • Borrow up to R500 000
  • Quick turnaround time
  • Fixed loan repayment
  • Affordable Credit Insurance
  • Low interest, fees and monthly repayments
  • Personalized interest rates
  • Manageable credit solutions

Contact Details

For more information about the Capitec Loan, you can use the following details to get in touch:

  • Telephone: 0860 10 20 43
  • Email: ClientCare@capitecbank.co.za
  • WhatsApp: 067 418 9565

ALSO READ: How to Apply for a Lime24 Personal Loan: A Complete Guide

Capitec Loan

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